1
00:00:00,960 --> 00:00:03,016
Nilikuwa na umri wa miaka 14

2
00:00:03,040 --> 00:00:04,616
nikiwa kwenye jumba la michezo,

3
00:00:04,640 --> 00:00:06,400
nikiiba kwenye mashine ya mchezo,

4
00:00:07,200 --> 00:00:08,976
na nilipokuwa nikitoka nje ya jengo

5
00:00:09,000 --> 00:00:11,380
mlinzi alikamata mkono wangu, 
hivyo nikakimbia.

6
00:00:11,760 --> 00:00:14,736
Nilikimbilia mtaani,
na nikaruka juu ya uzio.

7
00:00:14,760 --> 00:00:16,376
Na nilipofika juu,

8
00:00:16,400 --> 00:00:18,576
uzito wa sarafu 3,000 kwenye mkoba wangu

9
00:00:18,600 --> 00:00:20,240
ulinielemea na kunivuta chini.

10
00:00:20,880 --> 00:00:23,936
Niliponyanyuka, mlinzi 
alikuwa amesima juu yangu,

11
00:00:23,960 --> 00:00:27,376
na akasema, "Siku nyingine nyinyi vibaka, 
ibeni vitu mnavyoweza kubeba."

12
00:00:27,400 --> 00:00:29,416
(Kicheko)

13
00:00:29,440 --> 00:00:31,576
Nilipelekwa kwenye mahabusu ya watoto

14
00:00:31,600 --> 00:00:34,160
na nilipoachiliwa 
chini ya dhamana ya mama yangu,

15
00:00:35,080 --> 00:00:38,056
maneno ya kwanza mjomba wangu
alisema yalikuwa, "Ulikamatwaje?"

16
00:00:38,080 --> 00:00:40,256
Nikasema, "Mzee, mkoba 
ulikuwa mzito sana."

17
00:00:40,280 --> 00:00:42,660
Akasema, "Mzee, 
hukutakiwa kuchukua sarafu zote."

18
00:00:42,660 --> 00:00:46,056
Nikasema, "Mzee, zilikuwa ndogo. 
Ningefanyaje?"

19
00:00:46,080 --> 00:00:50,976
na dakika 10 baadaye, alinipeleka kuiba 
kwenye mashine nyingine ya mchezo.

20
00:00:51,000 --> 00:00:53,020
Tulihitaji pesa ya petroli kufika maskani.

21
00:00:53,250 --> 00:00:55,290
Hayo ndiyo yalikuwa maisha yangu.

22
00:00:55,440 --> 00:00:57,296
Nimekulia Oakland, Kalifornia,

23
00:00:57,320 --> 00:00:59,656
na mama yangu 
na ndugu wa karibu wa familia

24
00:00:59,680 --> 00:01:00,920
walevi wa madawa ya kulevya ya kokeini .

25
00:01:01,560 --> 00:01:06,000
Mazingira yangu yalijumuisha 
kuishi na familia, marafiki,

26
00:01:06,960 --> 00:01:08,560
na makazi kwa wasio-na-makazi.

27
00:01:09,040 --> 00:01:12,720
Mara nyingi, mlo wa jioni tuliupata 
kwenye foleni za vyakula vya msaada.

28
00:01:13,440 --> 00:01:15,296
Mjomba aliniambia hivi:

29
00:01:15,320 --> 00:01:17,296
pesa inatawala dunia

30
00:01:17,320 --> 00:01:18,536
na kila kitu ndani yake.

31
00:01:18,560 --> 00:01:20,640
Na katika hii mitaa, pesa ni Mfalme.

32
00:01:21,320 --> 00:01:22,936
Na ikiwa utafuata pesa,

33
00:01:22,960 --> 00:01:25,480
itakupeleka kwa mtu mbaya au mtu mzuri.

34
00:01:26,080 --> 00:01:28,616
Baadaye kidogo,
nilifanya uhalifu wangu wa kwanza,

35
00:01:28,640 --> 00:01:31,616
na ndiyo mara ya kwanza 
nilipoambiwa kuwa nina kipaji

36
00:01:31,640 --> 00:01:33,790
na nikajisikia kuwa kuna mtu ananiaminia.

37
00:01:34,240 --> 00:01:36,946
Hakuna aliyewahi-niambia kuwa
ningeweza kuwa mwanasheria,

38
00:01:36,946 --> 00:01:38,056
daktari au mhandisi.

39
00:01:38,080 --> 00:01:41,596
Yaani, ningewezaje kufanya hivyo?
Sikuweza kusoma, kuandika wala kutahajia.

40
00:01:41,596 --> 00:01:42,736
Sikuwa mtu aliyesoma.

41
00:01:42,760 --> 00:01:45,880
Kwahiyo, mara zote nilifikiri
uhalifu ndio njia ya kwenda.

42
00:01:47,480 --> 00:01:49,176
Na kisha siku moja

43
00:01:49,200 --> 00:01:50,456
Nilikuwa naongea na mtu

44
00:01:50,480 --> 00:01:54,080
na alikuwa ananiambia juu ya 
huu wizi ambao tungeweza fanya.

45
00:01:54,760 --> 00:01:55,960
Na tukaufanya.

46
00:01:57,080 --> 00:01:58,896
Ukweli ni kwamba nilikuwa nakulia

47
00:01:58,920 --> 00:02:01,296
kwenye nchi yenye uwezo mkubwa
wa kifedha duniani,

48
00:02:01,296 --> 00:02:03,016
Marekani,

49
00:02:03,040 --> 00:02:07,120
huku nikiangalia mama yangu, 
akisimama kwenye foleni ya benki ya damu

50
00:02:08,680 --> 00:02:12,360
kuuza damu yake kwa Dola 40
kujaribu tu kulisha wanae.

51
00:02:13,320 --> 00:02:16,640
Bado ana alama za sindano 
mikononi mwake leo kudhihirisha hilo.

52
00:02:17,480 --> 00:02:19,216
Kwa hiyo sikuijali jumuiya yangu,

53
00:02:19,240 --> 00:02:20,736
Hawakujali maisha yangu.

54
00:02:20,760 --> 00:02:24,176
Kila mtu pale alifanya anachotaka fanya kupata alichotaka,

55
00:02:24,200 --> 00:02:26,376
wauza mihadarati,
wezi, benki ya damu.

56
00:02:26,400 --> 00:02:28,016
Kila mtu alichukua fedha ya damu.

57
00:02:28,040 --> 00:02:30,196
Hivyo nilipata yangu 
kwa njia yoyote ile.

58
00:02:30,196 --> 00:02:31,556
Nilipata yangu.

59
00:02:31,556 --> 00:02:33,680
Elimu ya fedha
kweli ilitawala dunia,

60
00:02:34,680 --> 00:02:36,656
na nilikuwa mtoto mtumwa kwake

61
00:02:36,680 --> 00:02:37,920
nikifuata mtu mbaya.

62
00:02:40,280 --> 00:02:43,456
Nikiwa na miaka 17, 
nilikamatwa kwa wizi na mauaji

63
00:02:43,480 --> 00:02:47,456
na punde nikajifunza kuwa fedha jela 
zinatawala zaidi ya zilivyo mitaani,

64
00:02:47,480 --> 00:02:48,680
Hivyo nilitaka kuingia.

65
00:02:49,600 --> 00:02:52,656
Siku moja, nilikurupuka kushika 
ukurasa wa michezo katika gazeti

66
00:02:52,680 --> 00:02:54,496
ili mfungwa mwenzangu anisomee,

67
00:02:54,520 --> 00:02:56,936
na kwa bahati mbaya 
nikachukua sehemu ya biashara.

68
00:02:56,960 --> 00:03:00,216
Na huyu mzee akasema,
"Hey, kijana, umechukua hisa?"

69
00:03:00,240 --> 00:03:01,496
Na nikasema, "Ndio nini hicho?"

70
00:03:01,520 --> 00:03:04,756
Akasema, "Hiyo ndiyo sehemu ambayo
watu weupe huweka pesa yao yote."

71
00:03:04,756 --> 00:03:05,936
(Kicheko)

72
00:03:05,960 --> 00:03:09,816
Na ilikuwa ndiyo mara ya kwanza 
nilipata ono fupi la tumaini,

73
00:03:09,840 --> 00:03:11,336
siku za baadaye.

74
00:03:11,360 --> 00:03:13,960
Alinipa maelezo mafupi 
ya hisa zilikuwa ni nini,

75
00:03:14,800 --> 00:03:16,340
lakini ilikuwa ni muhtasari tu.

76
00:03:18,360 --> 00:03:20,136
Yaani, ningewezaje kuifanya?

77
00:03:20,160 --> 00:03:22,210
Sikuweza kusoma, kuandika wala kutahajia.

78
00:03:22,600 --> 00:03:25,216
Ujuzi niliokuwa nimeukuza 
kuficha kutokusoma kwangu

79
00:03:25,240 --> 00:03:27,296
haukufanya kazi tena
katika mazingira haya.

80
00:03:27,296 --> 00:03:30,336
Nilikuwa nimenaswa kwenye kizimba
mateka kati ya watekaji,

81
00:03:30,360 --> 00:03:32,256
nikipigania uhuru ambao sijawahi kuwa nao.

82
00:03:32,280 --> 00:03:34,456
Nilikuwa nimepotea, nimechoka,

83
00:03:34,480 --> 00:03:35,840
na sikuwa na machaguzi.

84
00:03:37,000 --> 00:03:38,776
Kwa hiyo nikiwa na miaka 20,

85
00:03:38,800 --> 00:03:42,130
nilifanya kitu kigumu kuliko vyote
nilivyowahi kufanya maishani mwangu.

86
00:03:42,160 --> 00:03:43,360
Nilichukua kitabu,

87
00:03:45,400 --> 00:03:47,880
na ilikuwa ni kipindi kigumu sana 
maishani mwangu.

88
00:03:49,320 --> 00:03:51,136
kujaribu kujifunza jinsi ya kusoma,

89
00:03:51,160 --> 00:03:53,776
kutengana na familia yangu,

90
00:03:53,800 --> 00:03:55,000
na rafiki zangu.

91
00:03:56,280 --> 00:03:57,736
Ilikuwa shida, mzee.

92
00:03:57,760 --> 00:03:59,136
Ilikuwa ni mahangaiko.

93
00:03:59,160 --> 00:04:00,856
Lakini sikufahamu japo kidogo kuwa

94
00:04:00,880 --> 00:04:04,296
nilikuwa napata zawadi kubwa kuliko zote
nilizowahi kuziota,

95
00:04:04,320 --> 00:04:05,520
kujithamini,

96
00:04:06,320 --> 00:04:08,160
maarifa, nidhamu.

97
00:04:09,000 --> 00:04:12,696
Nilisisimka mno kusoma, kiasi kwamba
nilisoma kila kitu nilichokitia mkononi:

98
00:04:12,720 --> 00:04:16,055
makaratasi ya pipi, nembo za nguo, 
alama za barabarani, kila kitu.

99
00:04:16,079 --> 00:04:17,326
Nilikuwa nikisoma tu vitu!

100
00:04:17,326 --> 00:04:18,336
(Makofi na Vifijo)

101
00:04:18,360 --> 00:04:19,560
kusoma tu vitu.

102
00:04:21,360 --> 00:04:24,560
Nilisisimka sana kujua jinsi ya kusoma
na kujua jinsi ya kutahajia.

103
00:04:24,720 --> 00:04:27,006
Rafiki alikuja, akaniuliza,
"Mzee, unakula nini?"

104
00:04:27,006 --> 00:04:28,736
Nikasema, "P-I-P-I, pipi."

105
00:04:28,760 --> 00:04:31,016
(Kicheko)

106
00:04:31,040 --> 00:04:33,656
Akasema, "Nipe kidogo."
Nikasema, "L-A. La."

107
00:04:33,656 --> 00:04:34,776
(Kicheko)

108
00:04:34,800 --> 00:04:36,216
Ilikuwa babukubwa.

109
00:04:36,240 --> 00:04:39,416
Yaani, sasa naweza, kwa mara ya kwanza
katika maisha yangu, kusoma.

110
00:04:39,440 --> 00:04:41,480
Hisia niliyoipata, ni ya kustaajabu sana.

111
00:04:43,240 --> 00:04:45,840
Kisha, nikiwa na miaka 22, 
nikijisikia mwenyewe,

112
00:04:46,800 --> 00:04:48,536
nikijiamini,

113
00:04:48,560 --> 00:04:50,400
Nilikumbuka kile yule mzee aliniambia.

114
00:04:51,760 --> 00:04:55,496
Kwa hiyo nilichukua 
kurasa za biashara za gazeti.

115
00:04:55,520 --> 00:04:57,456
Nilitaka kuwatafuta hawa matajiri weupe.

116
00:04:57,480 --> 00:04:59,080
(Kicheko)

117
00:05:00,520 --> 00:05:02,440
Kwa hiyo nilitafuta ule muhtasari.

118
00:05:03,480 --> 00:05:05,096
Nilipokuwa nikijiendeleza kikazi

119
00:05:05,120 --> 00:05:08,976
nikifundisha wengine namna ya 
kusimamia fedha na kuwekeza,

120
00:05:09,000 --> 00:05:12,336
punde nikajifunza kuwa 
nilihitaji kuwajibika kwa matendo yangu.

121
00:05:12,360 --> 00:05:15,376
Kweli, 
nilikulia kwenye mazingira tata sana,

122
00:05:15,400 --> 00:05:17,336
lakini nilichagua kufanya uhalifu,

123
00:05:17,360 --> 00:05:19,136
na nilipaswa kukiri hilo.

124
00:05:19,160 --> 00:05:21,776
Nilipaswa kuwajibika kwa hilo, 
na nilifanya hivyo.

125
00:05:21,800 --> 00:05:24,696
Nilikuwa nikiunda mtaala ambao
ungeweza kuwafundisha wafungwa

126
00:05:24,720 --> 00:05:27,110
namna ya kusimamia fedha
kupitia ajira za gerezani.

127
00:05:28,720 --> 00:05:31,896
Kutiisha mtindo wetu wa maisha
kungeweza kutoa zana zihamishikazo

128
00:05:31,920 --> 00:05:35,256
ambazo tunaweza kuzitumia kusimamia fedha
tunapoirudi kwenye jamii,

129
00:05:35,280 --> 00:05:38,536
kama watu wengi walivyofanya
ambao hawakufanya uhalifu.

130
00:05:38,560 --> 00:05:39,760
Kisha niligundua

131
00:05:40,680 --> 00:05:42,736
kulingana takwimu ya MarketWatch,

132
00:05:42,760 --> 00:05:45,296
zaidi ya asilimia 60 ya wakazi wa Marekani

133
00:05:45,320 --> 00:05:47,440
wana chini ya Dola 1,000 katika akiba.

134
00:05:48,200 --> 00:05:51,416
Michezo ilielezea kwamba zaidi ya asilimia 60 ya wachezaji wa NBA

135
00:05:51,440 --> 00:05:52,976
na wachezaji wa NFL hufilisika.

136
00:05:53,000 --> 00:05:56,040
Asilimia 40 ya matatizo ya ndoa
hutokana na masuala ya kifedha.

137
00:05:57,080 --> 00:05:58,296
Balaa gani?

138
00:05:58,320 --> 00:06:00,456
(Kicheko)

139
00:06:00,480 --> 00:06:03,176
Unataka kuniambia,
watu wamefanya kazi maisha yao yote,

140
00:06:03,200 --> 00:06:05,776
wakinunua magari, nguo, nyumba
na vitu mbalimbali

141
00:06:05,800 --> 00:06:08,016
lakini walikuwa waliishi hundi kwa hundi?

142
00:06:08,040 --> 00:06:12,376
Ni namna gani duniani wanajamii 
wangekwenda kuwasaidia wafungwa

143
00:06:12,400 --> 00:06:13,616
kurudi kwenye jamii

144
00:06:13,640 --> 00:06:15,830
ikiwa hawakuweza kusimamia 
mambo yao wenyewe?

145
00:06:16,160 --> 00:06:17,416
Tumevurugwa.

146
00:06:17,440 --> 00:06:19,176
(Kicheko)

147
00:06:19,200 --> 00:06:20,600
Nahitaji mpango mzuri zaidi.

148
00:06:22,520 --> 00:06:24,640
Hii haitakwenda kufanya kazi vizuri.

149
00:06:25,040 --> 00:06:26,240
Hivyo ...

150
00:06:27,880 --> 00:06:29,080
Nilifikiria.

151
00:06:31,800 --> 00:06:35,020
Sasa nilikuwa na wajibu kukutana
na wale waliokuwa kwenye mkondo huo

152
00:06:36,360 --> 00:06:37,576
na kuwasaidia,

153
00:06:37,600 --> 00:06:40,856
na ilikuwa ni ajabu sababu 
sasa nilijali jumuiya yangu

154
00:06:40,880 --> 00:06:43,240
Lo, hebu fikiria.
Nilijali kuhusu jumuiya yangu.

155
00:06:44,640 --> 00:06:46,936
Ujinga juu ya Fedha ni ugonjwa

156
00:06:46,960 --> 00:06:49,976
ambao umedhohofisha wachache
na walio chini katika jamii yetu

157
00:06:50,000 --> 00:06:52,136
kwa vizazi na vizazi,

158
00:06:52,160 --> 00:06:54,656
na tunapaswa kukasirika juu ya hilo.

159
00:06:54,680 --> 00:06:56,256
Ebu jiulize:

160
00:06:56,280 --> 00:06:59,536
Inawezekanaje asilimia 50 
ya wakazi wa Marekani

161
00:06:59,560 --> 00:07:03,520
wasiwe na elimu ya fedha katika nchi
inayoendeshwa kwa ustawi wa kifedha?

162
00:07:05,000 --> 00:07:07,856
Kupatikana kwa haki kwetu, 
hadhi yetu ya kijamii,

163
00:07:07,880 --> 00:07:10,896
hali ya maisha, usafirishaji na chakula

164
00:07:10,920 --> 00:07:13,976
vyote vinategemea fedha
ambayo watu wengi hawawezi kuisimamia.

165
00:07:14,000 --> 00:07:15,576
Ni ajabu!

166
00:07:15,600 --> 00:07:16,976
Ni janga

167
00:07:17,000 --> 00:07:20,000
na hatari kubwa kwa usalama wa umma
kuliko suala jingine lolote.

168
00:07:21,720 --> 00:07:24,376
Kadiri ya 
Kitengo cha Urekebishaji cha Kalifornia,

169
00:07:24,400 --> 00:07:26,736
zaidi ya asilimia 70 ya wale waliofungwa

170
00:07:26,760 --> 00:07:30,376
wamefanya au wameshtakiwa kwa uhalifu 
uhusianao na fedha:

171
00:07:30,400 --> 00:07:34,920
wizi wa kutumia nguvu, kuvunja nyumba, 
kutapeli, uporaji, ghusubu --

172
00:07:35,720 --> 00:07:37,040
na orodha inaendelea.

173
00:07:37,920 --> 00:07:39,136
Angalia hii:

174
00:07:39,160 --> 00:07:42,096
Mfungwa wa kawaida

175
00:07:42,120 --> 00:07:44,616
huingia katika mfumo wa gereza 
wa Kalifornia

176
00:07:44,640 --> 00:07:46,200
pasipo kuwa na elimu ya fedha,

177
00:07:46,840 --> 00:07:48,816
hupata ujira wa senti 30 kwa saa,

178
00:07:48,840 --> 00:07:51,056
zaidi ya Dola 800 kwa mwaka,

179
00:07:51,080 --> 00:07:53,840
bila ya kuwa na matumizi yoyote 
na kuweka akiba yoyote.

180
00:07:54,760 --> 00:07:59,096
Anapopewa msamaha, 
hupewa dola 200 pesa ya geti na kuambiwa,

181
00:07:59,120 --> 00:08:02,340
"Wee, mafanikio mema, kaa mbali na
matatizo. Usirudi gerezani tena."

182
00:08:02,800 --> 00:08:06,096
Bila kuwa na maandalizi yoyote ya maana
au mpango fedha wa muda mrefu,

183
00:08:06,120 --> 00:08:07,320
anafanyaje ...?

184
00:08:08,600 --> 00:08:09,800
Akiwa na miaka 60?

185
00:08:11,120 --> 00:08:12,456
Apate kazi nzuri,

186
00:08:12,480 --> 00:08:16,400
au arudi kwenye tabia ile ile ya uhalifu 
iliyompeleka gerezani kwanza?

187
00:08:17,400 --> 00:08:19,176
Nyinyi walipakodi, chagueni wenyewe.

188
00:08:19,200 --> 00:08:22,360
Hakika, elimu yake 
imeshamchagulia, pengine.

189
00:08:23,120 --> 00:08:25,480
Kwa hiyo, tunatibuje ugonjwa huu?

190
00:08:26,240 --> 00:08:27,976
Nilishiriki kuanzisha programu

191
00:08:28,000 --> 00:08:32,576
tuliyoiita Elimu Hisia 
ya Uwezeshaji wa Kifedha

192
00:08:32,600 --> 00:08:34,056
tunaiita FEEL

193
00:08:34,080 --> 00:08:37,256
na inafundisha namna ya kutenganisha
maamuzi ya kihisia

194
00:08:37,280 --> 00:08:39,256
na maamuzi ya kifedha,

195
00:08:39,280 --> 00:08:42,696
na sheria 4 aushi 
za utawala fedha binafsi:

196
00:08:42,720 --> 00:08:44,280
njia sahihi ya kuweka akiba,

197
00:08:45,560 --> 00:08:47,200
kudhibiti gharama zako za maisha,

198
00:08:48,320 --> 00:08:50,096
kukopa fedha kwenye ufanisi

199
00:08:50,120 --> 00:08:53,896
kutawanya fedha yako 
kuruhusu fedha yako ikufanyie kazi

200
00:08:53,920 --> 00:08:55,736
badala ya wewe kuifanyia kazi.

201
00:08:55,760 --> 00:08:59,920
Wafungwa wanahitaji ujuzi huu 
kabla ya kuingia tena kwenye jamii.

202
00:09:01,480 --> 00:09:05,376
Hatuwezi kubadilika kuwa na maisha 
ya kawaida bila ujuzi huu wa maisha.

203
00:09:05,400 --> 00:09:09,216
Hii dhana kuwa ni Weledi tu
wanaweza kuwekeza na kusimamia fedha

204
00:09:09,240 --> 00:09:11,496
ni ya fedheha kabisa,

205
00:09:11,520 --> 00:09:13,587
na yeyote aliyewaambia hivyo anadanganya.

206
00:09:13,627 --> 00:09:18,176
(Makofi na Vifijo)

207
00:09:18,200 --> 00:09:20,616
Mweledi ni mtu

208
00:09:20,640 --> 00:09:23,136
anayejua kazi zake kuliko walio wengi,

209
00:09:23,160 --> 00:09:28,096
na hakuna mtu ajuaye kiasi gani cha fedha
wahitaji, unacho, au wataka zaidi ya wewe,

210
00:09:28,120 --> 00:09:30,080
ikimaanisha kuwa wewe ni mweledi.

211
00:09:30,880 --> 00:09:35,096
Elimu ya fedha siyo stadi,
mabibi na mabwana.

212
00:09:35,120 --> 00:09:36,320
Ni mtindo wa maisha.

213
00:09:37,560 --> 00:09:42,056
Uimara wa kifedha ni matokeo ya ziada 
ya mtindo sahihi wa maisha.

214
00:09:42,080 --> 00:09:45,880
Mfungwa mwenye elimu nzuri ya kifedha
anaweza kuwa mwananchi mlipakodi,

215
00:09:46,680 --> 00:09:50,176
na mwananchi mlipakodi mwenye elimu
nzuri ya kifedha anaweza kubaki hivyo.

216
00:09:50,200 --> 00:09:54,536
Hii inatuwezesha kuunda daraja 
kati ya wale watu tunaowashawishi:

217
00:09:54,560 --> 00:09:57,296
familia, marafiki na wale vijana

218
00:09:57,320 --> 00:10:00,240
ambao bado wanaamini 
kuwa uhalifu na pesa vina uhusiano.

219
00:10:01,720 --> 00:10:04,616
Kwa hiyo tupoteze uwoga na wasiwasi

220
00:10:04,640 --> 00:10:06,096
wa maneno makubwa ya kifedha

221
00:10:06,120 --> 00:10:09,696
na ujinga mwingine wote 
ambao mmekuwa mkisikia huko nje.

222
00:10:09,720 --> 00:10:13,576
Na tujikite kwenye kiini 
kilichokuwa kinadhoofisha jamii yetu

223
00:10:13,600 --> 00:10:17,960
kuanzia kutimiza wajibu wako 
la kuwa meneja mzuri wa maisha.

224
00:10:19,000 --> 00:10:22,336
Na tutoe mtaala mwepesi na rahisi kutumia

225
00:10:22,360 --> 00:10:24,616
ambao utaingia kwenye kiini, kiini

226
00:10:24,640 --> 00:10:28,576
cha ni nini ukweli wa
uwezeshaji wa kifedha na elimu ya hisia.

227
00:10:28,600 --> 00:10:31,496
Sasa, ikiwa umekaa hapa kwa wasikilizaji 
na umesema,

228
00:10:31,520 --> 00:10:33,936
"Ndiyo, kweli, hiyo si mimi 
na sikubaliani nayo,"

229
00:10:33,960 --> 00:10:35,446
basi njoo uchukue somo langu --

230
00:10:35,446 --> 00:10:36,976
(Kicheko)

231
00:10:37,000 --> 00:10:40,680
ili nikuoneshe ni kiasi gani cha pesa 
inakugharimu kila unaposhikwa na hisia.

232
00:10:41,960 --> 00:10:45,120
(Makofi na Vifijo)

233
00:10:47,600 --> 00:10:49,136
Asanteni sana. Asanteni.

234
00:10:49,160 --> 00:10:50,320
(Makofi na Vifijo)