[Script Info]
Title: 
[Events]
Format: Layer, Start, End, Style, Name, MarginL, MarginR, MarginV, Effect, Text
Dialogue: 0,0:00:00.04,0:00:05.02,Default,,0000,0000,0000,,La crisi creditizia - \Nuna rappresentazione visiva
Dialogue: 0,0:00:09.00,0:00:10.04,Default,,0000,0000,0000,,Cos'è la crisi creditizia?
Dialogue: 0,0:00:10.07,0:00:17.00,Default,,0000,0000,0000,,E' un fallimento finanziario a livello mondiale\Nche comprende espressioni famose \N
Dialogue: 0,0:00:17.01,0:00:23.02,Default,,0000,0000,0000,,come mutui sub-prime, CDO, congelamento dei\Nmercati e Credit Default Swap.
Dialogue: 0,0:00:23.03,0:00:26.02,Default,,0000,0000,0000,,Chi riguarda? Tutti quanti.
Dialogue: 0,0:00:26.03,0:00:28.08,Default,,0000,0000,0000,,Le cause? Eccole.
Dialogue: 0,0:00:28.09,0:00:31.08,Default,,0000,0000,0000,,La crisi creditizia ha connesso due \Ngruppi di persone
Dialogue: 0,0:00:31.10,0:00:33.10,Default,,0000,0000,0000,,proprietari di case e investitori.
Dialogue: 0,0:00:34.01,0:00:39.03,Default,,0000,0000,0000,,I proprietari di case rappresentano i mutui,\Ngli investitori i loro capitali.
Dialogue: 0,0:00:39.04,0:00:44.07,Default,,0000,0000,0000,,Questi mutui rappresentano case,\Nmentre i capitali le grandi istituzioni
Dialogue: 0,0:00:44.08,0:00:50.04,Default,,0000,0000,0000,,come fondi pensione, assicurazioni, \Nfondi sovrani, fondi comuni, ecc.
Dialogue: 0,0:00:50.05,0:00:54.03,Default,,0000,0000,0000,,A riunire questi gruppi è il sistema finanziario,
Dialogue: 0,0:00:54.03,0:00:57.03,Default,,0000,0000,0000,,l'insieme di banche e brokers\Nmeglio noto come Wall Street.
Dialogue: 0,0:00:57.03,0:01:04.05,Default,,0000,0000,0000,,Per quanto sia difficile da immaginare, le banche\Ndi Wall Street sono strettamente legate alle case di Main Street.
Dialogue: 0,0:01:04.06,0:01:07.03,Default,,0000,0000,0000,,Per capire il perché, cominciamo dall'inizio.
Dialogue: 0,0:01:07.04,0:01:11.07,Default,,0000,0000,0000,,Alcuni anni fa gli investitori stavano \Nseduti sui loro mucchi di soldi
Dialogue: 0,0:01:11.08,0:01:15.02,Default,,0000,0000,0000,,alla ricerca di un buon investimento\Nper ottenere ancora più denaro.
Dialogue: 0,0:01:15.04,0:01:22.01,Default,,0000,0000,0000,,Normalmente avrebbero acquistato dei Titoli a breve termine dalla Federal Reserve, da sempre l'investimento più sicuro.
Dialogue: 0,0:01:22.02,0:01:26.06,Default,,0000,0000,0000,,Ma subito dopo la bolla delle dot-com e \Nl'11 settembre,
Dialogue: 0,0:01:26.07,0:01:33.08,Default,,0000,0000,0000,,il CEO della Federal Reserve, Alan Greenspan,\Ndecide di abbassare i tassi di interesse all'1%\Nper rafforzare l'economia.
Dialogue: 0,0:01:33.09,0:01:39.07,Default,,0000,0000,0000,,L'1% è un ritorno molto basso per un investimento,\Nquindi gli investitori dicono "no grazie".
Dialogue: 0,0:01:39.08,0:01:46.05,Default,,0000,0000,0000,,D'altro canto però, ciò significa\Nche le banche di Wall Street possono\Nottenere prestiti dalla Fed con l'1% di interessi.
Dialogue: 0,0:01:46.08,0:01:51.06,Default,,0000,0000,0000,,Sommatelo ai surplus di Giappone, Cina e \NMedio Oriente
Dialogue: 0,0:01:51.07,0:01:54.03,Default,,0000,0000,0000,,e si ottiene una gran quantità\Ndi credito a basso costo.
Dialogue: 0,0:01:54.03,0:02:00.06,Default,,0000,0000,0000,,
Dialogue: 0,0:02:01.04,0:02:07.00,Default,,0000,0000,0000,,
Dialogue: 0,0:02:07.06,0:02:15.08,Default,,0000,0000,0000,,
Dialogue: 0,0:02:16.02,0:02:20.00,Default,,0000,0000,0000,,
Dialogue: 0,0:02:22.04,0:02:25.05,Default,,0000,0000,0000,,
Dialogue: 0,0:02:25.06,0:02:33.08,Default,,0000,0000,0000,,
Dialogue: 0,0:02:37.03,0:02:40.04,Default,,0000,0000,0000,,
Dialogue: 0,0:02:40.08,0:02:47.00,Default,,0000,0000,0000,,
Dialogue: 0,0:02:47.06,0:02:53.02,Default,,0000,0000,0000,,
Dialogue: 0,0:02:55.09,0:03:01.08,Default,,0000,0000,0000,,
Dialogue: 0,0:03:02.02,0:03:09.06,Default,,0000,0000,0000,,
Dialogue: 0,0:03:09.07,0:03:16.00,Default,,0000,0000,0000,,
Dialogue: 0,0:03:16.05,0:03:24.00,Default,,0000,0000,0000,,
Dialogue: 0,0:03:25.01,0:03:26.08,Default,,0000,0000,0000,,
Dialogue: 0,0:03:28.07,0:03:34.01,Default,,0000,0000,0000,,
Dialogue: 0,0:03:34.04,0:03:40.05,Default,,0000,0000,0000,,
Dialogue: 0,0:03:43.05,0:03:45.00,Default,,0000,0000,0000,,
Dialogue: 0,0:03:45.03,0:03:51.05,Default,,0000,0000,0000,,
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Dialogue: 0,0:03:57.04,0:03:59.07,Default,,0000,0000,0000,,
Dialogue: 0,0:04:00.03,0:04:03.08,Default,,0000,0000,0000,,
Dialogue: 0,0:04:03.10,0:04:08.06,Default,,0000,0000,0000,,
Dialogue: 0,0:04:08.06,0:04:11.06,Default,,0000,0000,0000,,
Dialogue: 0,0:04:11.06,0:04:16.04,Default,,0000,0000,0000,,
Dialogue: 0,0:04:16.06,0:04:19.08,Default,,0000,0000,0000,,
Dialogue: 0,0:04:20.08,0:04:27.02,Default,,0000,0000,0000,,
Dialogue: 0,0:04:27.03,0:04:29.09,Default,,0000,0000,0000,,
Dialogue: 0,0:04:30.00,0:04:35.07,Default,,0000,0000,0000,,
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Dialogue: 0,0:05:41.01,0:05:49.03,Default,,0000,0000,0000,,
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