WEBVTT 00:00:00.533 --> 00:00:04.100 Two years ago my son Caleb began having seizures 00:00:04.100 --> 00:00:06.711 and I have some questions about Obamacare. 00:00:06.711 --> 00:00:11.427 Hi Julie, my name is Dr. Sanjeev K. Sriram and I've been a physician for 9 years. 00:00:11.427 --> 00:00:13.704 and I'm happy to answer your questions. 00:00:13.704 --> 00:00:18.729 If we can't pick our own doctor how do I know my family is going to get the care they need? 00:00:18.729 --> 00:00:19.680 Good news Julie. 00:00:19.680 --> 00:00:23.852 You can still pick your own doctor. Nothing in Obamacare says otherwise. 00:00:23.852 --> 00:00:30.509 If you employer already has you covered you probably won't notice any change at all and that includes your choice of doctor. 00:00:30.509 --> 00:00:34.251 And what am I getting in exchange for higher premiums and a smaller paycheck? 00:00:34.251 --> 00:00:42.752 Great question. First, thanks to Obamacare, insurance companies will have to provide coverage for pre-existing conditions. 00:00:42.752 --> 00:00:51.358 and they can't drop you or even put a cap on your coverage if you suddenly get seriously sick. So coverage is better and more comprehensive, 00:00:51.358 --> 00:01:00.135 and thanks to Obamacare, states are getting resources they need to hold insurance companies accountable when they try to get away with hiking premiums. 00:01:00.135 --> 00:01:07.225 Now insurance companies have to give consumers refunds if they don't spend enough of your premium dollar on health care. 00:01:07.225 --> 00:01:11.474 Can I really trust the folks in Washington with my family's health care? 00:01:11.474 --> 00:01:20.649 As a doctor, the real question is can you trust the insurance companies with your family's health care without the affordable care act? 00:01:20.649 --> 00:01:26.963 I know that before Obamacare, insurance companies were charging women twice as much as men for their coverage. 00:01:26.963 --> 00:01:32.258 They were revoking coverage to cancer patients after they got their diagnoses. 00:01:32.258 --> 00:01:36.629 They were denying care to kids born with epilepsy or heart murmurs. 00:01:36.629 --> 00:01:44.225 In my practice I see Obamacare giving us a lot more reason to trust that insurance coverage will be more secure. 00:01:44.225 --> 00:01:46.758 I think that we all deserve some answers. 00:01:46.758 --> 00:01:48.431 Yes we do Julie. 00:01:48.431 --> 00:01:52.602 And a great place to seek all your answers is HealthCare.gov 00:01:52.602 --> 00:01:56.229 No family should be bankrupted over medical bills 00:01:56.229 --> 00:02:03.551 and come October, millions of Americans will finally get access to the quality affordable health care they deserve.